• Southern Mutual Church Insurance Company is pleased to announce that we are now writing business in the Commonwealth of Virginia and look forward to the opportunity to serve more churches in the Southeast!
  • Our mission is to build long-term relationships with our church policyholders, business partners and employees through quality insurance products, trusted services and a caring business culture.
  • When it comes to providing a secure environment for worship, many churches are asking, "Where do we start?" SMCI has responded in the Resources Section of our website by providing guidelines and resources your church should use to create your own Church Security Program.
  • To learn more about the steps your church can take to protect the children and youth in your congregation, please visit the Child and Youth Protection page in the Resources Section of our website.
  • Our mission is to build long-term relationships with our church policyholders, business partners and employees through quality insurance products, trusted services and a caring business culture.
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What to do when a claim occurs?

  • Ensure your safety and the safety of others
  • Report the claim immediately
  • Protect the property from any further damage
  • Make reasonable temporary repairs required to protect property
  • Retain all damaged property
  • Cooperate with the insurance company and its representatives/investigators

How to report a claim if your church is located outside of South Carolina:

  • Contact your agent directly and provide the following information:
    • Church name and location (city, state, zip code)
    • Contact name and phone number(s) for person reporting the claim
    • Date of loss
    • Description of loss

How to report a claim if your church is located in South Carolina:

  • By Mail: P.O. Box 9346, 201 Greenlawn Drive, Columbia SC 29290 "ATTN-Claims Dept".
  • By E-mail: Claim@smcins.com
  • By Phone: 1-800-922-5332
  • By Fax: 803-776-4260